FinTecSystems, founded in 2014 by Stefan Krautkraemer and Dirk Rudolf, is a leader in open banking technology. It offers data analytics, digital account checks, account aggregation and open banking payments. Its solutions help banks, Fintechs and others make better and automated decisions based on real-time account data.

Reimann Investors invested in FinTecSystems in 2017 as part of a Series A round.

With its products, the company solves the problem of credit and risk assessment for online lending and ecommerce. It provides access to bank account data and performs data analysis. It enables its customers to verify the identity, income and solvency of their users in seconds. This reduces fraud and default risk, increases conversion and satisfaction, and meets regulatory requirements.

FinTecSystems has more than 300 customers across Europe, including N26, Smava, DKB, Check24, Solarisbank and more. Its products cover various use cases such as KYC, All-in-One Credit Check, Source of Funds Check, Account Rating, Age Verification Check, AML and Fraud Detection, PIS and Income Check.

FinTecSystems was acquired by Tink, a Swedish open banking platform, in May 2021. FinTecSystems will continue its operations as part of Tink, offering the best solution for open banking technology.


Stefan Krautkrämer

Dirk Rudolf



Year Founded


Invested In




Acquired by

Tink AB (acquired by Visa Inc.)